Personal Accident and Health Was the Smallest Segment in the Croatian Insurance Industry

Date: 2015-09-01

“• Rising consumer demand for customized and improved healthcare services is driving growth in Croatian private health insurance.

• Despite weak market conditions, the personal accident and health insurance segment managed to achieve positive results during the review period. The segment’s gross written premium declined at a review-period CAGR of -0.4%, but the combined ratio remained below 100%.

• Personal accident and health was the smallest segment in the Croatian insurance industry, accounting for 9.8% of the gross written premium in 2013. 

• Personal accident insurance was as the largest category in the personal accident and health segment during the review period.

• Demand for customized and specialized healthcare services has given rise to private healthcare facilities and an increase in demand for private health insurance.

• Brokers were the fastest-growing distribution channel during the review period, growing at a CAGR of 23.4%.”

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