Personal Accident and Health Insurance in the US, Key Trends and Opportunities to 2019

Date: 2016-03

“• The personal accident and health segment accounted for 33.6% of the insurance industry’s gross written premium in 2014.

• Growth in the personal accident and health segment can be attributed to rising healthcare expenditure, decreasing unemployment, the growing aging population, and the implementation of ‘ObamaCare’ reforms.

• Healthcare spending in the US is one of the highest in the world.

• The travel insurance category recorded the fastest growth in the US personal accident and health insurance segment.

• The country’s population is aging fast – the volume of people aged 65 or above reached 14.9% in 2014.”

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