Personal Accident and Health Insurance in the US, Key Trends and Opportunities to 2017

Date: 2015-09

The US personal accident and health insurance segment accounted for 35.4% of the US insurance industry’s written premium in 2012. The segment recorded a compound annual growth rate (CAGR) of 4.4% during the review period (2008−2012), the highest growth of all the industry’s segments. The growth can be attributed to rising per capita healthcare expenditure, a rapidly growing aging population, and growing domestic demand for healthcare products. It was further supported by the country’s generally insufficient public healthcare programs, including Medicare and Medicaid. These factors, coupled with new healthcare reforms, are projected to enable the segment to record a CAGR of 4.3% over the forecast period (2012–2017).

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