Personal Accident and Health Insurance in the US, Key Trends and Opportunities to 2017

Date: 2015-09

The US personal accident and health insurance segment accounted for 35.4% of the US insurance industryโ€™s written premium in 2012. The segment recorded a compound annual growth rate (CAGR) of 4.4% during the review period (2008โˆ’2012), the highest growth of all the industryโ€™s segments. The growth can be attributed to rising per capita healthcare expenditure, a rapidly growing aging population, and growing domestic demand for healthcare products. It was further supported by the countryโ€™s generally insufficient public healthcare programs, including Medicare and Medicaid. These factors, coupled with new healthcare reforms, are projected to enable the segment to record a CAGR of 4.3% over the forecast period (2012โ€“2017).


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