Personal Accident and Health Insurance in the Netherlands, Key Trends and Opportunities to 2019

Date: 2015-12

“• The Netherlands has one of the highest healthcare expenditures per capita in the world.

• Health insurance accounted for 91.5% of the segment’s gross written premium value in 2014, followed by the personal accident and travel insurance categories.

• Increasing awareness of the benefits of health insurance and changing living standards have increased demand for health insurance products.

• The category is expected to be driven by the rising awareness about the health insurance products, increased healthcare expenditure, rising life expectancy and the country’s economic growth.

• The expected implementation of Solvency II in Europe in January 2016 will lead to domestic insurers reconsidering risk and capital management strategies to comply with the new standards.”

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