Personal Accident and Health Insurance in the Netherlands, Key Trends and Opportunities to 2017

Date: 2015-09

The Dutch personal accident and health insurance segment was the largest segment in the industry in 2012, accounting for a 58.8% share of the industryโ€™s total gross written premiums. The health category was among the largest of all the Organization for Economic Co-operation and Development (OECD) countries, with a per-capita expenditure in healthcare of EUR3,896.2 (US$5,009) in 2012. An increase in total healthcare expenditure and the introduction of national healthcare reforms in 2006 drove growth in the segment at a compound annual growth rate (CAGR) of 3.0% during the review period (2008โ€“2012). The segmentโ€™s gross written premium value reached EUR44.7 billion (US$57.5 billion) in 2012, of which health insurance accounted for 89.3%.


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