Personal Accident and Health Insurance in Iran, Key Trends and Opportunities to 2018

Date: 2015-09

“The Iranian personal accident and health insurance segment accounted for the second-largest market share of the overall insurance industry in 2013, with 26.9%. During the review period (2009โ€“2013), rising healthcare expenditure, a high rate of road accidents and inadequate public healthcare facilities when compared to private hospitals all influenced the personal accident and health insurance segment. Consequently, this segment grew at a review-period CAGR of 51.4% during 2009โ€“2013.
The Iranian health insurance category accounted for the largest share of the personal accident and health segment in 2013, with 79.7%. The Iranian healthcare system comprises public and private healthcare services. Tariffs for public healthcare treatment are set by the High Council of Medical Services Insurance, although this has no control over private healthcare providersโ€™ tariffs. Iranโ€™s industrial growth, rising GDP, healthcare expenditure and the growth of its middle-class population are expected to drive the personal accident and health insurance segment over the forecast period (2013โ€“2018).”


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