Personal Accident and Health Insurance in Finland, Key Trends and Opportunities to 2017

Date: 2015-09

In terms of gross written premium, personal accident and health is the smallest segment in the Finnish insurance industry. The governmentโ€™s welfare system, under which healthcare services are free for all Finns, and wide social security cover have limited the requirement for private health insurance. Over the forecast period, personal accident and health insurance growth is expected to be driven by the health insurance category, which accounted for 59.9% of the segment in 2012. Overall, the value of the segment is expected to increase from EUR0.4 billion (US$0.5 billion) in 2012 to EUR0.6 billion (US$0.7 billion) in 2017, at a compound annual growth rate (CAGR) of 8.4%.


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