Personal Accident and Health Insurance in Egypt, Key Trends and Opportunities to 2017

Date: 2015-09

In Egypt, personal accident and health insurance is provided by both public and private companies. Insurance products offered by private insurers are complementary and the government is the principal contributor to healthcare services. However, factors such as rising public concerns regarding escalating healthcare expenses, strain on public finances on account of political uncertainly and an increasing population drove growth in personal accident and health insurance during the review period (2008โ€“2012). In terms of gross written premium, the personal accident and health segment valued EGP1.1 billion (US$0.2 billion) in 2012, accounting for 10.5% of the total Egyptian insurance industry. The health insurance category accounted for the largest share of premiums in 2012 with 51.4%, followed by the personal accident category with 47.5%.

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