Non-Life Insurance in Denmark, Key Trends and Opportunities to 2019

Date: 2015-12

“• Denmark’s non-life insurance segment posted a review-period CAGR of 4.2%.

• The DFSA (Danish Finanstilsynet) is Denmark’s financial regulatory authority, and is responsible for the regulation of financial markets in Denmark

• Denmark’s non-life insurance penetration stood at 2.50% in 2014, which is high compared to the other EU countries.

• The Danish non-life segment was dominated by property insurance, which accounted for 45.6% of the segment’s gross written premium in 2014.

• In 2014, cloudbursts caused insurers to compensate DKK651.0 million.

• The Danish non-life insurance segment is competitive and highly concentrated, with the 10 leading companies accounting for 89.7% of the segment’s total direct written premium in 2014.”

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