Life Insurance in the US, Key Trends and Opportunities to 2019

Date: 2016-03
Pages:149
Price:

“โ€ข In terms of gross written premium, the US has the worldโ€™s largest life segment; it accounted for 26.8% of the global gross written premium generated from life insurance in 2014.

โ€ข The segmentโ€™s growth can be attributed to economic recovery, a decline in unemployment, rising disposable incomes, and a growing aging population.

โ€ข During 2014โ€“2015, job creation increased due to economic stability and the unemployment rate falling from 9.3% in 2009 to 5.6% in 2014.

โ€ข Life insurers offer customized investment and savings plans for the 15โ€“64 year-old working-age population.

โ€ข The US life segment is one of most mature and highly competitive in the world.

โ€ข The life segmentโ€™s distribution was largely dominated by agents during the review period.”

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