Life Insurance in the Netherlands, Key Trends and Opportunities to 2019

Date: 2015-12

“โ€ข The Dutch insurance industry contributed 14.7% to the countryโ€™s GDP in 2013.

โ€ข The Dutch life segment accounted for 23.7% of the overall insurance gross written premium in 2013.

โ€ข The Equal Status (Amendment) Act 2012 was implemented with effect from December 21, 2012. The act removed differentiation based on gender when setting premiums for pension or annuity products.

โ€ข Many life insurers, due to sluggish investment returns and poor performance in the segment, are expected to concentrate on increasing cost-effectiveness and the revival of individual life insurance.

โ€ข The Dutch government is gradually raising the state pension retirement age from 65 years in 2012 to 67 years by 2023.

โ€ข The number of mergers and acquisitions in the segment rose during the review period, as both foreign and leading Dutch life insurers acquired smaller firms.”


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