Life Insurance in Poland, Key Trends and Opportunities to 2019

Date: 2016-01

“โ€ข Life insurance is the largest segment in the industry, accounting for 50.9% of the direct written premium in 2014.

โ€ข Average policy prices fell by around 17% in 2013, and 12% in 2014.

โ€ข Sales of life products were also affected by low interest rates and poor returns from the capital market.

โ€ข Polandโ€™s aging population drove the life segment during the review period, a trend that is expected to continue over the forecast period.

โ€ข The Polish life segment recorded a review-period CAGR of -2.5%, and is expected to record a forecast-period CAGR of 2.7%.

โ€ข New tax regulations on interest earned on savings products also adversely affected insurance sales, as did falling bancassurance sales of single-premium endowment products, due to stringent banking regulations.”


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