Life Insurance in France, Key Trends and Opportunities to 2018

Date: 2015-09

France has a highly developed and mature life insurance segment; in terms of gross written premium it is the second-largest in Europe in 2012, after the UK. The segment accounted for 60.7% of the French insurance industryโ€™s gross written premium in 2013. Turbulent financial and economic conditions adversely affected the segmentโ€™s performance during the review period, as the volatile financial market and sluggish economic growth created a poor investment environment. Moreover, low interest rates made French consumers reluctant to invest in long-term life insurance saving products, leading the segment to post a review-period CAGR of -2.0%.

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