Life Insurance in Denmark, Key Trends and Opportunities to 2019

Date: 2015-12

“โ€ข The Danish life segment grew at a review-period CAGR of 4.9%, in terms of direct written premium.

โ€ข Danish life insurance penetration stood at 7.6% in 2014, which is high when compared to Sweden with 6.0% and Norway with 2.9%.

โ€ข Group superannuation was the largest category in the life segment, accounting for 83.5% of the segmentโ€™s total direct written premium in 2014.

โ€ข The Danish life insurance segment was moderately concentrated, as the 10 leading insurers accounted for 78.1% of the segmentโ€™s total gross written premium in 2014.

โ€ข The implementation of Solvency II in January 2016 is expected to bring more financial stability to insurers over the forecast period. ”


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